This Investor Beat the Odds and
Won – Here’s How You Can, Too
Dear Retirement-Minded Investor,
There’s a huge problem brewing for your money . . . and one of the most important people on Wall Street is sounding the alarm.
The fact that this kingmaker is saying anything is surprising. Downright frightening, in fact, because it means the threat is real.
After all, he’s the head of the biggest, baddest bank in the U.S., which has benefited to the tune of trillions of dollars over the past decades from the current corrupt financial system. If he’s worried, the average middle class Joe and Jane need to sit up and pay close attention.
The person I’m speaking of is Jamie Dimon, head of JPMorgan Chase. You’re surely familiar. You may even have a checking or savings account there, as millions of Americans do.
So, what did he say?
Since the peak in 1996 of 7,300, the number of publicly traded companies in the U.S. has dramatically reversed — to only about 4,300 today.
“The total should have grown dramatically, not shrunk,” Dimon said.
That’s 40% fewer companies for investors to choose from. And considering that the stock market is the most powerful and reliable way for regular folks in the lower and middle classes to step up to millionaire status, the incredibly shrinking stock market is a real problem.
Consider this: Americans have $39.9 trillion in total retirement assets tucked into 401(k)s, IRAs, and the like, representing 33% of the entirety of household financial assets.
Now, you may think, “Huh, the number of companies in the U.S. is shrinking. Not much we can all do about that.”
However, that’s not the case at all. The truth is much more devastating.
You see, American companies aren’t disappearing. Anything but. In fact, 5.4 million brand-new businesses were launched in 2023 alone!
However, what we’re experiencing is flat-out highway robbery. A heist so brazen, so devastating, it’s hard to believe it happened in broad daylight.
The culprits? None other than billionaires, who have found a way to seize the riches of Wall Street all for themselves.
Here’s how. As the number of publicly traded companies dwindles, the number of private companies backed by private equity firms has surged to 11,000 at last count. That’s an increase of 450% — yes, 450% — in just two decades.
An Incredibly Shrinking Stock Market
Although we’d like to, we can’t simply blame the billionaires. The government — no surprise — is to blame as well.
Yes, those billionaires behind the private equity system would rather keep all the profits for themselves, instead of seeing them doled out to mom-and-pop shareholders on the public stock market through dividends and capital appreciation. And they have the financial wherewithal to keep all that largesse for themselves.
However, the companies themselves have a very real problem that they want to avoid. That is, when faced with the choice of going public or funding their businesses with the help of private equity, the latter is proving to be much, much more tempting.
Think about it. Would you rather deal with the nightmare bureaucracy that is the U.S. government, with the constant, excessive scrutiny on everything you do, the miles of tangled red tape to navigate, and the never-ending questions from micromanaging regulators — all of which are part and parcel of being a public company in the U.S.?
Or, would you prefer the relative freedom of running your business without those headaches, and instead fund your growth with the help of private equity partners?
It’s no wonder the amount of public stocks available to mom-and-pop investors is getting ever smaller, while the number of privately held companies is getting larger and larger, to the point where Wall Street’s most powerful CEO is sounding the alarm.
Here’s the thing: We all can’t simply stand aside and let the billionaires keep the fruits of the American economy to themselves. As I alluded to earlier, the stock market, even with so many fewer overall companies to choose from,
is still the most powerful money-generating machine ever created.
It’s one of the only viable ways for people to pull themselves up from the lower class to the middle class, and from the middle class to millionaire status. More so than landing a well-paying job or depending on your house to fund your nest egg.
We need stocks, and most of us likely could never retire without them because they’re one of the only ways to battle another grave threat to our financial security . . . the threat coming from our very own government.
The Government’s ‘Reverse Robin Hood’ Scheme
While you were working hard, playing by the rules, and diligently saving for your golden years . . .
The powers that be were quietly executing the greatest retirement robbery in history.
One that’s drained retirement accounts as many Americans are experiencing financial stress due to inflation, high prices, and volatile markets.
According to Bank of America, more and more Americans have been tapping into their 401(k) accounts for financial hardship withdrawals, just to pay their bills and keep their families secure.
It all started with the reckless economic policies coming out of the COVID-19 crisis in 2020.
President Joe Biden and the enablers in Congress claimed out-of-control government spending was necessary to combat the coronavirus crisis; that it would stimulate the economy and help the average American.
But really, it was the first step in a despicable plan to inflate the economy . . .
By stealing from your future.
It’s a classic case of robbing Peter to pay Paul.
And boy, did they succeed.
Thanks to their actions, inflation skyrocketed to levels not seen in over 40 years.
Prices for everyday essentials like food, gas, and housing soared, eating away at your savings and making it harder to make ends meet.
The average cost of a carton of eggs surged to an eye-watering $4.82.
A gallon of milk might set you back $4 or more.
And even fast food is no longer cheap, with a McDonald’s in Connecticut going viral in 2023 with a Big Mac “value meal” priced at a ridiculous $18.
But it’s not just our food costs that are rising. Inflation is ravaging every aspect of our financial lives.
Want to visit the grandkids? Gas prices are again on the rise, and still around $5 a gallon in California and other big cities.
Planning a summer vacation? Airfare jumped 25% from 2023 into 2024, and is expected to increase by 3.9% in 2025.
And don’t even think about buying a new car — prices have spiked 35% from March 2020 to 2025.
All told, this thieving inflation is robbing the average American of $276 a month, according to The Wall Street Journal.
That’s $3,312 a year vanishing from your wallet, never to be seen again.
But the government’s inflationary policies were just the beginning.
Biden’s presidency teed up the ball for the Federal Reserve — the very powerful central bank at the heart of the U.S. financial system — to step in and commit the most egregious act of retirement theft yet.
The Fed’s Incompetence
Crushed Retirement Dreams
In a desperate attempt to combat the inflation it helped create, the Fed launched an aggressive campaign of interest rate hikes starting in March 2022, pushing rates up at record speed from 0% to 5.5% by July 2023.
They claimed it was necessary to stabilize prices. But they didn’t warn you that their actions would have a devastating impact on your retirement savings.
The central bank’s rate hikes triggered a stock market meltdown of epic proportions in 2022. The S&P 500 plummeted 20%, while the tech-heavy Nasdaq shed a staggering 33%.
Trillions of dollars in retirement wealth were wiped out in a matter of months.
The 401(k) you’d been diligently building for decades? It was suddenly worth a fraction of what it once was.
Since then, we’ve seen a recovery of sorts, as the artificial intelligence (AI) boom has powered a handful of stocks and in turn pushed up the S&P 500 and Nasdaq indices.
And sure, because of that, markets hit all-time highs in 2024, but unfortunately, the investors who need gains the most — retirees and future retirees — have largely missed out on the run.
Perhaps the most insidious aspect of this retirement robbery is that it forced millions of older Americans to make an impossible choice:
Keep contributing to their decimated retirement accounts — or use that money to keep a roof over their head and food on the table.
Faced with soaring prices and dwindling savings, many had no choice but to stop making contributions altogether.
Even worse, some were forced to withdraw money from their retirement accounts just to make ends meet.
Instead of watching their nest egg grow, they had to watch it slowly deplete, all while the dream of a comfortable retirement slipped further and further away.
It’s a travesty. A betrayal.
I’m calling it what it is — the Great Retirement Robbery.
And it was all orchestrated by the very people who were supposed to protect your financial future.
But here’s the thing . . .
As grim as this situation may seem, all hope isn’t lost.
Because buried beneath the Federal Reserve and the government’s collective failure is a glimmer of opportunity. A chance to take back what was stolen from you.
You see, the same institutions that robbed you blind are unwittingly setting the stage for a retirement wealth-building event unlike anything we’ve seen before.
An event that could 2X to 3X your returns and help you recover your lost retirement riches in record time.
But you have to act now.
Rescue Your Retirement Portfolio
If you position yourself financially to take advantage, the next few years could help to hand you the kind of carefree golden years you’ve always pictured.
You see, while the media has mostly ignored the shrinking body of public companies available for regular Americans to invest in, and breathlessly fixated on every little utterance from the ivory tower, out-of-touch cronies in the Federal Reserve . . .
They’ve ignored a hidden force that is about to send a small group of retirement accounts soaring.
These accounts will be perfectly positioned to take advantage of a shift that has historically delivered two to three times higher returns than normal . . .
Locking in predictable income for retirement, thanks to the market period we’re entering now.
If you know where to look, the coming surge is set to deliver years of eye-popping gains to those who act today.
Gains that could see you collecting retirement checks bigger than some people’s salaries — all while your initial stake keeps growing.
A lot depends on how many years you are able to invest until retirement, but jumping in now — and not waiting another day longer — is the best way to maximize potential returns.
This is exactly the situation I was in years ago, before I turned an $8,000 investment into a multimillion-dollar portfolio with just one stock!
A Recession Is Unlikely — But That
Doesn’t Mean We’re in the Clear Yet
I’ll tell you more about that incredible trade in a bit.
But first, I want to share what’s happening right now that makes this all possible.
As you’ll see, we’re entering a truly historic profit opportunity. One that could see you playing catch-up and getting back on track for retirement . . .
Or retiring years earlier than you ever dreamed possible, free from financial worries as you enjoy the kind of comfortable lifestyle you’ve earned from a lifetime of hard work.
Let’s go “behind the curtain” to see what’s driving this once-in-a-generation Main Street wealth-building event.
Against all odds, it appears the Federal Reserve may have pulled off the “soft landing” they were aiming for.
Navigating the economy to lower inflation while avoiding a recession — first in 2023, then in 2024, and now in 2025.
A recent Bloomberg headline noted:
“Economists Lower Recession Forecasts to 40% on U.S. Job Growth Expectations”
And CNN declared,
“The Fed may still pull off a soft landing for the economy after all.”
How is this possible?
Despite the Fed’s best efforts, consumer spending is still strong.
Unemployment may be creeping up, but it’s doing so very slowly.
And easing supply chain issues suggest the worst-case scenarios have been averted for now.
But that doesn’t mean there’s no trouble ahead.
According to The Wall Street Journal:
Interest rates remain high by historical standards, and the Fed has admitted they’ll stay “higher for longer” as they try to keep inflation at bay.
This sets the stage for continued volatility ahead, especially around Fed meetings.
The recent rally to new heights could just as easily reverse if inflation ticks back up or the economy tips into a belated downturn.
And high-flying AI and tech stocks are already beyond bubble territory.
Just look at AI darling Nvidia.
Gains like this are NOT sustainable
for the next five to 10 years.
And if you’re banking on them to help your retirement account recover, you may be better off going to Vegas and betting on black.
All of this means traders and traditional “buy and hold” investors should brace for a potential roller coaster as the Fed walks a monetary policy tightrope.
But while most retirees are stuck between the rock of shrinking bond and savings yields and the hard place of stomach-churning stock swings . . .
You have a third option.
A way to sidestep the market land mines while tapping into a reliable income stream that can keep growing by double digits year after year.
In fact, this strategy is like rocket fuel for your retirement — especially in the kind of environment the Fed is creating today.
I’ve Spent My Career Taking
Advantage of These Situations
First, it’s important for you to know who I am and why I’ve never been so certain about anything in my life as I am right now.
My name is Bill Spetrino.
I grew up without a dime and figured out how to retire quite comfortably at 42 years old.
And I did it without a fat corporate salary.
In fact, before I became a millionaire, my annual family income was less than $100,000 — except for one lucky year.
I became a multimillionaire by investing like Warren Buffett, NOT like “The Wolf of Wall Street.”
I made my investing boring, so I could make my life exciting.
I wanted to retire young so I could enjoy the most important parts of my life: family, friends, and playing sports.
I knew I’d never achieve financial freedom by swinging for the fences with my investments.
I couldn’t afford to take big risks and potentially suffer big losses.
So, I focused on buying great companies that were trading for well below their asset value.
In other words, I bought golden opportunities at a discount, just like Buffett.
To make sure these golden opportunities would be long-term winners, I dug deep into their fundamentals.
Not many companies passed my rigorous, multistep vetting process.
Those that did became massive, long-term winners.
When I say long-term winners . . .
I’m not talking about holding a company for a few months, or even a couple of years.
I’ve owned one long-term winner longer than my house . . . longer than my daughter has been alive . . . and longer than many of my friends.
In 1994, I put my ENTIRE $8,000 IRA into ONE company.
That’s how confident I was about its long-term profit potential.
Every year for the last 29 years, this stock has put cash back in my pocket.
When I didn’t need the extra cash, I bought more shares.
Today, this company pays me $9,440 a year.
That’s a bigger cash payment than my initial investment!
A cash payment I receive every year — without selling a single share.
That’s why I no longer worry about money or a market crash.
In 2008, when the Dow plummeted -57% and millions of hard-working Americans watched their retirement savings go up in smoke . . .
I felt guilty that my portfolio of stocks pumped out more cash payouts than the previous year.
That’s when I knew I had to share my investment system with Main Street Americans.
For 12 straight years, I delivered 23 out of 23 winners in my Conservative Portfolio, with an average annual return of 24.8%.
That’s 75% better than the S&P 500, which gained just 14.2% per year over the same time.
Today, my proven cash-in-the-bank investment system is an even more important financial lifeline than in 2008.
Because the three-headed monster of inflation, interest rates, and market volatility continues to eat away at retirement savings.
The good news is, we know exactly what to do, because the Fed’s followed this plan before.
The Blueprint to Save Your Retirement in
Volatile Markets Is Already Written
Here’s the good news.
The Fed has essentially
admitted
they overtightened and need to be cautious not to send the economy into a tailspin by reversing course too quickly.
In other words, barring an unforeseen inflation spike, we’ve seen the peak in interest rates.
And historically, that’s been the starting gun for powerful market rallies, especially in one high-yield sector that acts like lighter fluid for retirement returns.
I’m talking about the highest-quality dividend stocks.
Looking back over the past six rate hike cycles, we can see that in the 12 months after the final increase, dividend stocks significantly outperformed the overall market in the first year after rate hikes stopped.
And as the Fed begins to drop rates, companies begin to invest again, and dividend payments tend to increase along with the rising stocks.
It’s a double-profit opportunity for investors, manufactured by the Fed.
In fact, it’s already starting to happen as the markets have anticipated this move.
According to CNBC, shareholder payouts soared to a record $1.7 TRILLION in 2023.
For those who have fallen behind on retirement contributions, this is the ultimate recovery opportunity.
As the Fed starts taking its foot off the brake, the highest-quality dividend stocks are poised to truly shift into overdrive and deliver triple-digit total returns along with consistent future retirement income.
Ever since the financial crisis of 2008-2009, retirement-minded investors have feared the market — even dividend stocks.
And yet the total return for 5%-yielding stocks since then has been roughly 450%, according to The Wall Street Journal.
So even by avoiding the risk and stomach-churning volatility of high-flying tech stocks, biotechs, crypto, and AI the past 15 years . . .
Retirement-minded investors didn’t have to hide out in money market accounts, CDs, or even gold to get a safe, solid return.
They could have put their stake in a portfolio of dividend stocks and conservatively 5X’d their money . . .
While locking in a steady stream of retirement income for years to come.
Simply put, the blueprint to growing your nest egg in the coming market environment is already written.
And all you need to tap into its full wealth-building power is to buy the right dividend payers today.
Of course, not all of them are created equal.
Simply chasing the highest current yields is a recipe for disaster. Many of the “biggest yielders” you’ll find are actually dangerous traps.
They lure you in with mouth-watering payouts only to cut them at the first sign of trouble.
The last thing you want is to be seduced by an unsustainable 8% yield that suddenly drops to 3% and devastates your retirement cash flow.
No, to really juice your retirement returns, you need to be extremely selective and only buy the triple play income kings.
I’m talking about the rare stocks with market-beating yields you can trust, dividend growth over time to help ensure you can outrun inflation, and price upside to boost your overall returns.
This potent combination of generous, secure, and fast-growing income plus stealth capital gains is what makes these unique plays so powerful.
This is the exact same formula I used to take an $8,000 stake and grow it into a multimillion-dollar portfolio using a single stock.
So, whether you’re trying to grow from a modest retirement account of $50,000 . . .
Or as little as $10,000 . . .
Or if you happen to be one of the fortunate investors already sitting on a six-figure nest egg . . .
Then buckle up and get ready for the ride while I reveal the secret to turbocharging your results.
Make Your Money Last for a
Long, Active Retirement
Understandably, most Americans worry about a bear market and running out of savings in their golden years.
A Gallup survey reveals a record 63% of Americans are now worried about retirement.
That’s hardly surprising, as the “4% retirement rule” that’s been preached by financial experts for decades got killed over the past few years as inflation soared.
The traditional advice to make your savings last for 30 years is to spend 4% of your savings per year.
But if you sell 4% of your portfolio at a 20% or 30% loss — will your savings last 30 years?
You don’t need to be a trained accountant to know you’re locking in losses that cut seven years or more off your retirement savings.
Dividend stocks, on the other hand, can help free you from the pain of selling your shares at a crushing loss just to pay the bills. That’s because they give you a consistent cash income in both bull and bear markets.
If you follow a proven plan and invest in the right stocks, you should never have to worry about running out of money in retirement.
And you can leave a huge legacy that protects your kids and grandkids.
Right now, jumping into a portfolio of dividend stocks will ease the pain of inflation and rising interest rates . . .
Putting cash in your bank consistently — without selling a single share.
That way, you aren’t compromising your retirement plans by using your portfolio to maintain your standard of living.
Let me show you how to build a portfolio of the right dividend stocks so you enjoy a monthly income just like a salary.
My job is to make my subscribers’ retirement savings work as hard for them as possible.
Today, I’d like to do the same for you. Just in time to provide yourself inflation-proof retirement income for life.
The first step to protecting your wealth is building a portfolio of dividend stocks that give you a dependable income for life.
That’s why I’d like to rush you a copy of my new report:
My Top 3 Stocks for the
Ultimate Defensive Portfolio
If you’re behind on retirement contributions right now, the worst thing you can do is jump into high-flying AI stocks or crypto.
Gambling with your future retirement income simply isn’t worth it.
Want to use 5% to 10% of your portfolio to take some moon shots?
Have at it. I even show you how I’d suggest doing it below.
But I highly recommend investing the rest in warhorse companies with huge long-term profit potential.
When you do this right and for enough years, you can turn 3%-5% dividend yields today into 15%, 20%, and even 25% annual yields or more by the time you hit retirement.
That means if you can build up to a $500K portfolio by the time you’re ready to start collecting income regularly . . .
You could literally collect a six-figure income without selling a single share.
I’d like to tell you about three of my favorite stocks to add today in my new report,
Retirement Recovery: Top 3 Stocks to Buy Now.
The first company is a recent addition to my Conservative Portfolio that could see 50%+ gains while delivering a healthy cash dividend destined to grow.
The E-Commerce Warhorse
This first company is one of the top e-commerce companies in the world.
The stock has recently fallen back into bargain range as it’s battled against government policies hurting its growth.
A simple rebound from the recent highs would result in a 50% pop.
But I believe a double is in the cards.
And a move back to the highs from 2020 would deliver gains of almost 300%.
This company is a multipronged juggernaut that still has a long way to go to blossom and reach its full potential.
The co-founders of the company are also putting their own money on the line, buying up stock and becoming the two largest shareholders.
Not only that, but even the late Charlie Munger of Berkshire Hathaway was a believer, putting millions into this stock — though he did admit before his death he was a bit too early.
That timing issue is no longer the case. In my view, now is the perfect time to jump in.
The second company I’ve got for you is:
The Regional Bank Warhorse
Investors have shied away from regional banks over the past few years following a series of rescues and bank failures.
What that’s done is create an incredible opportunity to get into the best ones.
One of my top picks in this space is a regional bank in my neck of the woods, America’s Rust Belt.
While the bank had a harder time solidifying earnings as interest rates hit recent highs, it’s about to get easier thanks to the Fed.
The company is a true dividend warhorse, paying out consistently for almost 30 years, even during the Great Recession.
Today, it sports a healthy dividend over 5%, plus it’s raised the dividend for 12 straight years.
A smart investment today with dividend reinvestment could easily deliver a double-digit effective yield years from now, after a period of growth and dividend increases.
I’ll tell you more about it in your free report,
Retirement Recovery: Top 3 Stocks to Buy Now.
Finally, let me tell you about one of the most recent additions to my Aggressive Portfolio.
The Leveraged Play
I told you earlier it’s OK to take some shots now and then.
That’s exactly what I’m doing with one of my latest picks.
Taking a shot with a triple-leveraged ETF designed to capture gains in a beaten-down sector.
I’ll be completely upfront about this one.
It will be more volatile than my other picks and may not be for every investor.
But it’s also a perfect way to play what I see happening next for two reasons.
First, the Fed’s actions over the past few years directly led to the issues this sector experienced, causing investors to lose a lot of money.
And second, the Fed’s decision to stop raising rates and start lowering them helps define and manage risk, strengthens balance sheets, and will help these companies make more money in the years ahead.
Plus, if we happen to get another Trump term starting in 2025 . . .
I think we’ll get an economy that will help fuel profitability for the sector into the second half of the decade.
That’s why we’re using this play to triple down on the potential gains, all while collecting roughly a 3% dividend per year at current prices.
When you hold these three warhorse stocks in your portfolio, you’ll have the chance to earn significant future gains while enjoying a monthly income, just like a salary.
Or, if you’ve got years to play catch-up in your portfolio, then I highly recommend reinvesting the dividends to maximize your future returns and retirement income.
Remember, if you can build a portfolio today of dividend growers, you could be collecting effective yields of 10%, 20%, or more when you hit your golden years.
That way, you can pivot to receiving monthly cash payments without selling a single share in both bull and bear markets.
In a moment, I’ll show you how to claim your free copy of
Retirement Recovery: Top 3 Stocks to Buy Now.
But first, let me tell you about the trade that started it all.
The World’s Greatest Dividend Stock — and How I Turned $8,000 Into a Multimillion-Dollar Portfolio
In 1994, I put my entire IRA into one company. That’s how confident I was — and still am — about its long-term profit potential.
Every year for the last 30 years this stock has put cash in my pocket.
When I didn’t need the extra cash, I bought more shares in this and other companies, helping me grow a massive portfolio.
Today, this company pays me $9,440 a year — more than my initial investment.
It’s a cash payment I receive every year, in good markets and bad — without selling a single share.
That’s why I call it The World’s Greatest Dividend Stock.
Did I get lucky for 30 straight years?
Wharton professor Jeremy Siegel studied this company’s returns from 1925 to 2007. Then he compared their return to the S&P 500 over the same 82-year period.
The average annual returns for The World’s Greatest Dividend Stock (when considering reinvested dividends) exceeded 17% a year — making it the No. 1 stock in Siegel’s study.
In the 50 years from 1957 to 2007, a $10,000 investment in the S&P 500 (with dividends reinvested) would have grown to $1.4 million.
The same $10,000 in The World’s Greatest Dividend Stock could have skyrocketed to a $46.2 million fortune.
That’s the difference between a comfortable retirement and a legacy you can pass on to your kids and grandkids.
Today, this company pays over an 8% dividend. That turns a $10,000 investment into over $1,800 in annual income.
More than three times what you’re making if you have your money sitting in a 5% money market account right now.
This robust yield comes after raising its dividend 57 times in the past 53 years.
I’m 100% confident your annual income from The World’s Greatest Dividend Stock will continue to grow every year — for decades to come.
The company can afford to pay such high dividends because it makes a popular, affordable product with high margins.
In fact, the product costs just 26 cents to make.
And they sell it for an average of $8 in America.
Apple is an amazing, profitable company. Yet Apple would kill for profit margins that big on any of their products.
That’s why this company has massive free cash flow, a high return on equity, and the ability to generate profits in good and bad economic times alike.
But that’s not all.
The taxes raised from the sale of their products makes The World’s Greatest Dividend Stock a virtual partner with the government.
If sales stopped tomorrow . . .
It’s estimated that the federal personal income tax would almost double to make up the shortfall.
It’s not oil. It’s not marijuana. It’s not alcohol. It’s not prescription drugs.
I’ll give you all the details, including the stock name, ticker, and “buy up to” price, in my report,
The World’s Greatest Dividend Stock.
Now, let me tell you how to get both of these reports and much more.
How to Build a Dependable Income for Life
Decades ago, pension plans and Social Security were enough to support retirees for life.
But back then, living into your 70s was considered out of the ordinary.
Today, it’s not just average — it’s typical.
And even more important . . .
Thanks to advances in healthcare and our personal habits, men who turn 70 today are expected to live until 85.
And women turning 70 this year are expected to live to 87, on average.
It’s not unrealistic to think that those of us in our 40s, 50s, or 60s today . . .
Could live well into our 90s, or even past 100.
But that means retiring in our late 60s will require us (or our families) to support us for 30 years or more.
I don’t think you want the stress of worrying about money when you’re 80.
Or needing to rely on your kids’ love and kindness to take care of you when they should be enjoying their own lives.
So, the first thing I want to do today is impress upon you this critical point.
It’s time to start investing for the next 10, 20, 40 years — not the next 5-10.
Unless you’re already pushing 80, this is a reality, not a fantasy.
When you make this simple pivot in your investment thinking to stop chasing the quick win and start focusing on long-term growth and income, it’s possible to achieve your retirement dreams.
That’s why today, I’d like to show you how to build a dependable income for life . . .
Simply by recommending warhorse companies that pay you to own them when they are trading for outrageous bargains.
It would be like buying a brand-new car at half price and getting FREE gasoline for 10,000 miles every year you own the car.
Do this right and you can retire on your terms.
Enjoy a lifetime free from money worries.
And leave a legacy that protects your kids and grandkids.
As we enter the next phase of the American economy, you’ll want a guide to help protect your wealth and your retirement dreams.
To help you build a portfolio of stocks that pump out cash without selling a single share, so you can retire without ever worrying about money, a bear market, or a recession.
Look . . .
I’m an ordinary guy who grew up without a dime yet figured out how to retire at just 42 years old without a big corporate salary.
Remember, I never earned more than a $100,000 salary before becoming a millionaire, except for one fortunate year.
For the last 30 years, I’ve followed the Buffett blueprint to a T.
Buying companies that were selling below their intrinsic value and collecting or reinvesting great dividends along the way.
In the months and years ahead, we will see many great businesses trading at a discount.
The markets are in a perpetual cycle of fear and greed, and as Buffett says, you want to “buy when there’s blood in the streets.”
Every market stumble creates a unique investment opportunity for those who put in the 100-plus hours of research to calculate a company’s true value.
The good news is, I put in the work so you don’t have to.
For the last 14 years, I’ve run a research service called The Dividend Machine.
It’s where I share all my best research, market predictions, and recommendations with a small group of readers.
When you join my current subscribers, you’ll have the chance to buy warhorse companies trading at a discount that pay you to own them in good times and bad.
This service allows my readers to build a stock portfolio that pumps out a monthly cash income in retirement.
A cash income that increases every year, regardless of what’s happening in the economy.
Consistent income is the key to living a comfortable retirement without ever worrying about money or a bear market.
And still being able to leave a huge legacy for your kids and grandkids.
The Dividend Machine is much more than a collection of stock recommendations.
It also helps you correctly allocate your hard-earned savings.
Each stock recommendation comes with a portfolio allocation percentage, so you never bet the farm on one or two positions.
For example, The World’s Greatest Dividend Stock has a 10% allocation in my Conservative Portfolio.
If you’re starting out with a $25,000 portfolio, you shouldn’t put more than $2,500 into this single position — no matter how great I still think it is.
By giving you both a stock recommendation and an allocation percentage, I give you everything you need to build a balanced portfolio.
A balanced portfolio gives you smoother, safer, and greater gains through both bull and bear markets.
But that’s not all.
To keep you safe in a bear market and help you seize huge gains in a bull market, I’ve created two model portfolios.
A Conservative Portfolio and an Aggressive Portfolio.
As the names suggest, my Conservative Portfolio is designed to set you up for safe, long-term investing success.
This is the portfolio that makes your investing boring, so you can make your life exciting.
The Aggressive Portfolio allows you to swing for the fences — with stock recommendations that could double, triple, or even quadruple your money in a year, with many still paying dividends along the way.
But the higher potential reward comes with more downside risk.
That’s why I recommend the Aggressive Portfolio be no more than 10% of your retirement savings.
That way you can swing for the fences and still sleep well at night.
For 12 years straight, my Conservative Portfolio delivered 23 out of 23 winners, with an average return of 24.8% annually.
Over the same time, the S&P 500 gained just 14.2% per year.
With a $25,000 starting point, that’s the difference between potentially ending a 10-year period with $99,400 versus $67,600.
In 2022, the Conservative Portfolio was up around 10%, while the S&P 500 sank -19.4% and the Nasdaq tumbled -33.1%.
The top three dividend-paying stocks in my Conservative Portfolio will give you a 9.48%, 5.71%, and 5.58% dividend yield right now, as I write this.
An investment of $10,000 into each of these three stocks could earn an annual cash payment of $2,077 — without selling a single share.
And because I pick the right stocks, your dividend income should continue to increase every year you hold the stocks, just like they have for the last four decades.
As a subscriber to The Dividend Machine, I’ll send you a weekly update about the biggest moves in the market and how they affect our positions.
That way, you’ll always know what each Fed meeting means for the economy, our portfolio, and any new potential opportunities.
Every other week, I record a private, members-only podcast about the Fed, the market, and our positions.
As you know, I’m a long-term value investor.
So, if you miss one of these updates, it’s not going to make a difference to your cash income or capital gains.
But especially right now, as we enter a volatile period for the markets while we wait for the Fed to finish reducing rates . . .
I don’t want you to ever feel confused about what’s happening in the economy and how the Fed’s actions affect your Dividend Machine portfolio.
The best way to tell you more about The Dividend Machine is to share what others think:
John K. in Pennsylvania took the time to say:
“I started with your newsletter at the beginning of the 2020 market crash. Up until that point, I was very scared about investing. I knew next to nothing about the stock market and had no idea what to buy or at what price.
Seeing your newsletter answer both questions was a huge relief for me, and a big step in building my confidence to engage with the market.
It’s been most exciting to see my account value increase 250% from 2020 to 2021 (with monthly contributions) and my dividend income more than double from 2021 to 2022. I’m excited for what the future holds for value investors like us.”
Then there’s people like Richard L. in Florida, who wrote:
“I have been a subscriber to the Dividend Machine for about seven years. Because of your ‘load the boat’ advice, my wife and I have seen our retirement account go up significantly.
Thanks to your stock picks, my wife and I could retire early after my surgery in 2020.”
Dan H. in Fairbanks, Alaska, reported:
“I’m retired and have been with you for a few years. Currently, I am up almost 200% overall in my portfolio.
I’d never been successful in the stock market until I came across The Dividend Machine.”
Over the last 14 years, I’ve helped hundreds of people just like John, Richard, and Dan build a portfolio that pays them a dependable income for life.
Now, I’d like to show you how to do the same.
Here’s Everything You Get Today
The retail price for a one-year subscription to The Dividend Machine is just $115 — making it one of the best bargains on or off Wall Street.
This way, anyone who wants to retire on their terms can afford my help.
However, if you’re one of the first 500 people to claim elite membership in The Dividend Machine today, I’ll authorize the biggest discount I’ve ever allowed on your subscription.
Much like “The Godfather,” I’m going to make you an offer that’s too good to refuse.
Plus, I’m going to give you both special reports I already told you about, worth $398:
- “Retirement Recovery” Top 3 Stocks to Buy Now — Three of my top dividend stocks for 2025 that can deliver both growth and income, helping to quickly boost your retirement account and guarantee a stable income in retirement — $199 Value
- The World’s Greatest Dividend Stock — This is the single stock I used to turn an “all in” $8,000 investment into a multimillion-dollar portfolio with ONE stock, and it’s still a great buy today — $199 Value
In addition, I want to give you complete access to all my past and future special reports.
- The Dividend Machine Member Vault — You’ll get unlimited access to my entire library of special research reports, including the following:
- The Dividend Machine Welcome Issue: Outlining everything you need to know about the service and how it works.
- Investing 101 Guide: Just starting out with investing on your own? No problem, jump in here for more guidance.
- Slash Your Taxes Guide: Exactly what it says — and what investor doesn’t want to fork over less to Uncle Sam?
You’ll get all these and more included in your subscription to The Dividend Machine.
Over the next 12 months, you’ll also enjoy:
- 12 Trade Alerts a Year: With a full write-up on warhorse companies that pay you to own them when they are trading at a bargain.
- Conservative Model Portfolio: Designed to make your investments boring, so you can make your life exciting. For 12 straight years this portfolio delivered 23 out of 23 winners, with an average return of 24.8% annually from 2009 to 2021.
- Aggressive Model Portfolio: This allows you to swing for the fences, with recommendations that could double or triple your money in the next 12 months.
- Private Website Access: This is how you can see, at any time, all the open recommendations; the price I recommended them at; the current price; the “buy up to” price; and the return so far. This also houses your library of special reports, monthly newsletters, and podcasts.
- Weekly Portfolio Updates: Email updates on the biggest moves in the market, how they affect our positions, and what I see coming over the horizon.
- Fortnightly Podcast: Giving you my frank and honest take on what’s happening in the market, what the Fed is likely to do next, and how their actions could impact our positions.
As a subscriber to The Dividend Machine, I’ll guide you for the next 12 months to help you build your own dividend machine that can pay you a healthy cash income without selling a single share.
For the first 500 people that act today, you can start your subscription to The Dividend Machine at an outrageous bargain.
A full 57% off the regular price — just $49.
In addition, I’m taking on the risk of letting you test-drive The Dividend Machine because you’ve got a full 60 days to read my special reports.
To comb through every newsletter I’ve written since 2009.
And listen to my podcast back catalog.
If, after seeing for yourself the quality of my research and recommendations in both my Conservative and Aggressive model portfolios, you aren’t convinced this service will give you a dependable income for life . . .
Just call my U.S.-based customer service team and they’ll give you a full refund.
No hassles.
No questions asked, and we’ll part as friends.
Plus . . .
You can keep your free reports as a thank-you from me for giving this a try.
To start building your own dependable income for life and test-drive The Dividend Machine for the next 60 days, just fill out the form below:
We’ve already seen stocks rise to all-time highs and companies increase dividends in anticipation of this moment.
The next few months could be monumental in helping you get back on track.
And potentially even ahead of the pace.
For a comfortable, income-producing retirement.
In my humble opinion, The Dividend Machine is the right answer to any problem the market could throw at us.
If the Fed decides to wait a little longer to drop rates, and higher for longer lasts a few years . . .
Then we’ll continue to jump into great stocks at a discount.
If the economy takes a sudden turn, and recession does make a surprise appearance . . .
You can either reinvest your dividends to load up on declining stock prices and increase your future yield . . .
Or you can take the cash payout to help pay the bills.
And if the market continues to march strongly forward — even if there are a few bumps along the way . . .
Then we’ll reap the rewards as stocks soar, dividends rise, and your future retirement income grows.
If you want to retire in the next decade, you can’t afford to sit and do nothing.
And if you need your money to last another 30 years or more, then it’s time to take action.
Claim your risk-free trial of The Dividend Machine today, and see for yourself how to build a dependable income for life.
You’ll get access to the exact same system that helped my Conservative Portfolio deliver 23 out of 23 winners for 12 years straight.
And outperformed the S&P 500 by more than 10% a year since 2009.
This is not a flash-in-the-pan service that got lucky for a couple of years.
I’ve been helping hard-working Americans retire on their terms for more than a decade.
The Dividend Machine system has proven it pumps out a consistent cash income in both bull and bear markets.
To see for yourself how you can build a dependable income for life with the right portfolio of dividend stocks, just fill out the form below.
See you on the other side,

Bill Spetrino